The following information is usually required during the loan process:
Two forms of identification
Copy of the most recent paystub (s) equivalent to one month (ex: if paid biweekly then 2 paystubs or if paid weekly 4 paystubs)
Last 3 months bank statements
Proof of any investments (ex: stocks, retirement, mutual funds, 401 K, IRA'S)
Earnest money contract - we will require an original copy at closing with any revisions initialed by all parties
Copy of sales contract on current home if a sale is pending and a copy of the settlement statement after closing
If you are renting: we will need your landlord's name, address, and phone number
If new construction: bids, plans and specifications, in detail as well as information pertaining to your lot or land
If refinance: if this loan is a refinance for which Firstbank is not the lender, then please provide the following:
Deed
Title Policy
Insurance Policy
Current Loan Statement
Property Tax Statement
Survey
|